These terms and conditions apply to the entire contents of this website (Website) and to any correspondence by e-mail between us and you. Please read these terms carefully before using this Website. Using this Website indicates that you accept these terms and conditions regardless of whether or not you choose to register with us. If you do not accept these terms and conditions you must leave this Website immediately.

We reserve the right to vary these terms and conditions at any time without notice. If so, the updated version will be posted on the Website and you will bound by the updated version if you continue to use the Website thereafter.

Your use of this Website

The content of this Website is © Top Tips Ltd. All rights are reserved. You are permitted to print and download extracts from this Website for your own personal and non-commercial use. Unless otherwise stated, the copyright and other intellectual property rights in all material on this Website are owned by us. Except as expressly provided nothing contained herein shall be construed as creating any license or right under copyright, trademark or other intellectual property rights. Any use of extracts from this Website other than as permitted above for any purpose is prohibited. If you breach any of the provisions of these terms and conditions, your permission to use this Website automatically terminates.

Any rights not expressly granted in these terms are reserved.

Service access

While we endeavour to ensure that this Website is available 24 hours a day, we shall not be liable if for any reason this Website is unavailable at any time or for any period.

We give no warranties as to the availability, performance or accessibility of the Website. Access to this Website may be suspended temporarily and without notice at our discretion including without limit in the case of system failure, maintenance or repair or for reasons beyond our control.

Materials Submitted to the Website

Other than personally identifiable information, which is covered under the Privacy Policy, any material you transmit or post to the Website including without limit any forum or bulletin board provided on the Website shall be considered non-confidential and non-proprietary. Any and all intellectual property rights (including without limit patents, trademarks and/or service marks (whether registered or unregistered) registered designs, unregistered designs, copyright and any applications for any of the foregoing in any part of the world) in any material submitted by you will belong to Top Tips Ltd and you hereby assign and agree to assign all your interests therein to Top Tips Ltd and will whenever requested to do so by us, execute any and all applications, assignments or other instruments which we deem necessary to give effect thereto.

You are prohibited from posting or transmitting to or from this Website any material which:

a. is or is likely to be unlawful, harmful, pornographic, threatening, harassing, defamatory, obscene, libellous, invasive of another's privacy or likely to incite racial or ethnic hatred;

b. incorrectly implies or states that content is from a third party;

c. is inaccurate, incomplete, misleading or which you do not have a right to submit under law or under other contractual or fiduciary relationships (such as confidential information learned or disclosed as your employment);

d. breaches the intellectual property rights of a third party (including without limit, us).

You waive your moral rights in any material you submit to the Website (as defined in the Copyright, Designs and Patents Act 1988).

You agree that we may use your name (including without limit username) in any publicity or published material including without limit radio, TV, books, newspapers, magazines, films and other publications and forms of media.

You shall indemnify and keep us indemnified against any and all losses, costs, claims, damage and expenses in respect of loss, damage, death or injury arising in connection with any material you submit to the Website.

We reserve the right at our option to monitor material submitted to the Website by you and intercept any material which in our opinion breaches the above provisions. In that event we reserve the right to remove or suspend your registration to the Website immediately.

Your use or reliance on information contained on the Website is entirely at your own risk and save as required by law you hereby waive all rights and claims that you may have against us in respect of the forum and/ or bulletin board and/or their contents.

We may without notice and in our absolute discretion remove (either permanently or temporarily) and edit any information placed on the Website.

Any material submitted by you can and may appear on any Top Tips Ltd website.

Links

Links to third party websites on this Website are provided solely for your convenience. If you use these links, you leave this Website. We have not reviewed these third party websites and do not control and are not responsible for these websites or their content or availability. We therefore do not endorse or make any representations about them, or any material found there, or any results that may be obtained from using them. If you decide to access any of the third party websites linked to this Website, you do so entirely at your own risk.

Registration

Each registration is for a single user only. We do not permit you to share your user name and password with any other person nor with multiple users on a network.

Responsibility for the security of any passwords rests with you.

Disclaimer

While we endeavour to ensure that the information on this Website is correct, we do not warrant the accuracy and completeness of the material on this Website. We may make changes to the material on this Website, or to the services provided on it, at any time without notice. The material on this Website may be out of date, and we make no commitment to update such material.

The material on this Website is provided "as is", without any conditions, warranties or other terms of any kind. Accordingly, to the maximum extent permitted by law, we provide you with this Website on the basis that we exclude all representations, warranties, conditions and other terms (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill) which but for these terms and conditions might have effect in relation to this Website.

Liability

To the fullest extent permitted by law, we exclude all liability and responsibility for any amount or kind of loss, damage, or personal injury that may result to you or a third party (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise) in any way or in connection with this Website; the use, inability to use or the results of use of this Website; any websites linked to this Website or the material on such websites; your downloading of any material from this Website or any websites linked to this Website; or viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing this Website. Notwithstanding the previous sentence, to the fullest extent permitted by law our liability to you shall not exceed £20.

Nothing in these terms and conditions shall exclude or limit our liability for death or personal injury caused by negligence; fraud; or misrepresentation as to a fundamental matter; or any other liability which cannot be excluded or limited under applicable law.

Governing law and jurisdiction

These terms and conditions shall be governed by and construed in accordance with English law. Disputes arising in connection with these terms and conditions shall be subject to the exclusive jurisdiction of the English courts.