Top Tip

Make a menu list, a present list for everyone with a budget for each, a list of entertaining trips and expenses ie theatre tickets, drinks etc. Total this and divide by 12. If you can put this aside each month you will be relatively painlessly sorted for next christmas. Shop in sales throughtout the year for suitable presents, this will help your be stress free. Order online where you can safely and make your hairdressser and beuticicans appointments about September for the exact dates you want. After Christmas review your list and you can stock up in the sales on gift wrap and some gifts ahead of schiedule

Buy Gift Vouchers when ever you have spare money. By the end of the year you'll have enough for most of your family.

Make a list of Christmas, not just a Christmas list: the menu, the food shopping, food preparation, where and what decorations. Christmas comes once a year!